:root{
  --yellow:#f4b400;
  --yellow-dark:#d99f00;
  --navy:#0b1f3a;
  --navy-2:#122d50;
  --white:#fff;
  --soft:#f5f7fa;
  --text:#1f2937;
  --muted:#64748b;
  --border:#e2e8f0;
  --success:#16803c;
  --shadow:0 12px 35px rgba(11,31,58,.09);
  --radius:16px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:Inter,Segoe UI,Arial,sans-serif;color:var(--text);background:var(--soft);line-height:1.6}
a{color:inherit;text-decoration:none}
button,input,select,textarea{font:inherit}
button{cursor:pointer}
.container{width:min(1160px,calc(100% - 40px));margin:auto}
.narrow{max-width:850px}
.site-header{position:sticky;top:0;z-index:1000;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--border)}
.navbar{min-height:76px;display:flex;align-items:center;gap:28px}
.brand{display:flex;align-items:center;gap:10px;font-weight:800;color:var(--navy);white-space:nowrap}
.brand-mark{display:grid;place-items:center;width:40px;height:40px;border-radius:10px;background:var(--yellow);color:var(--navy);font-size:13px;font-weight:900}
.main-nav{display:flex;gap:22px;margin-left:auto}
.main-nav a{font-weight:600;font-size:14px;color:#334155}
.main-nav a:hover{color:var(--yellow-dark)}
.nav-actions{display:flex;gap:8px}
.menu-toggle{display:none;border:0;background:transparent;font-size:28px;color:var(--navy)}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:10px 18px;border-radius:9px;border:2px solid transparent;font-weight:800;transition:.2s}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:var(--yellow);color:var(--navy)}
.btn-primary:hover{background:var(--yellow-dark)}
.btn-outline{border-color:var(--navy);color:var(--navy);background:transparent}
.btn-outline:hover{background:var(--navy);color:#fff}
.btn-light{background:#fff;color:var(--navy)}
.btn-lg{min-height:50px;padding:12px 22px}
.btn-block{width:100%}
.hero{background:linear-gradient(120deg,rgba(11,31,58,.98),rgba(18,45,80,.91)),url('../images/hero-banner.jpg') center/cover;min-height:680px;color:#fff;display:flex;align-items:center}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:70px;align-items:center;padding:70px 0}
.eyebrow{display:inline-block;text-transform:uppercase;letter-spacing:.12em;font-size:12px;font-weight:900;color:#ffe083;margin-bottom:12px}
.eyebrow.dark{color:var(--yellow-dark)}
.hero h1{font-size:clamp(42px,6vw,68px);line-height:1.03;max-width:760px}
.hero-text{font-size:19px;color:#dbe7f5;max-width:650px;margin:20px 0 28px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap}
.trust-row{display:flex;gap:28px;flex-wrap:wrap;margin-top:38px}
.trust-row div{display:flex;flex-direction:column}
.trust-row strong{font-size:18px}.trust-row span{font-size:12px;color:#b9c8da}
.hero-card{background:#fff;color:var(--text);padding:28px;border-radius:22px;box-shadow:0 25px 60px rgba(0,0,0,.2)}
.card-badge{display:inline-block;background:#fff5cc;color:#8b6500;border-radius:999px;padding:5px 10px;font-size:12px;font-weight:800;margin-bottom:10px}
.hero-card h2{font-size:28px;color:var(--navy);margin-bottom:4px}
.hero-card>p{color:var(--muted);margin-bottom:18px}
.section{padding:90px 0}.section-white{background:#fff}.section-soft{background:var(--soft)}.section-navy{background:var(--navy);color:#fff}
.section-heading{text-align:center;max-width:760px;margin:0 auto 42px}.section-heading.left{text-align:left;margin-left:0}.section-heading.light h2,.section-heading.light p{color:#fff}
.section-heading h2{font-size:clamp(30px,4vw,44px);line-height:1.15;color:var(--navy);margin-bottom:12px}
.section-heading p{color:var(--muted)}
.service-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.service-card,.partner-card,.calculator-card,.contact-form{background:#fff;border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow)}
.service-card{padding:25px;transition:.2s}.service-card:hover{transform:translateY(-5px);border-color:#f0cf75}
.service-card .icon{display:grid;place-items:center;width:48px;height:48px;border-radius:12px;background:#fff4c9;color:#8b6500;font-size:24px;font-weight:900;margin-bottom:18px}
.service-card h3{color:var(--navy);margin-bottom:7px}.service-card p{color:var(--muted);font-size:14px}
.calculator-grid{display:grid;grid-template-columns:1fr 1fr;gap:55px;align-items:center}
.calculator-card{padding:28px}.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
label{display:flex;flex-direction:column;gap:6px;font-weight:700;font-size:13px;color:#334155}
input,select,textarea{width:100%;border:1px solid var(--border);border-radius:9px;padding:12px 13px;background:#fff;color:var(--text);outline:none}
input:focus,select:focus,textarea:focus{border-color:var(--yellow);box-shadow:0 0 0 3px rgba(244,180,0,.16)}
.calculator-card>.btn{margin-top:18px}
.emi-result{margin-top:22px;padding:18px;background:#fff9e8;border-radius:12px;text-align:center}.emi-result span{display:block;color:var(--muted);font-size:13px}.emi-result strong{display:block;color:var(--navy);font-size:30px}
.result-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:12px}.result-grid div{padding:13px;background:var(--soft);border-radius:10px}.result-grid span{display:block;color:var(--muted);font-size:12px}.result-grid strong{color:var(--navy)}
.feature-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.feature-grid article{padding:26px;border:1px solid rgba(255,255,255,.12);border-radius:16px;background:rgba(255,255,255,.05)}.feature-grid span{color:#ffe083;font-weight:900}.feature-grid h3{margin:12px 0 8px}.feature-grid p{color:#c6d3e3;font-size:14px}
.process-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:15px}.process-grid>div{padding:23px;border-radius:15px;background:var(--soft);border:1px solid var(--border)}.process-grid b{display:grid;place-items:center;width:38px;height:38px;background:var(--yellow);border-radius:50%;color:var(--navy);margin-bottom:15px}.process-grid h3{font-size:17px;color:var(--navy);margin-bottom:7px}.process-grid p{font-size:13px;color:var(--muted)}
.partner-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:15px}.partner-card{min-height:100px;display:grid;place-items:center;padding:18px;font-weight:800;color:var(--navy)}
.lead-layout{display:grid;grid-template-columns:.85fr 1.15fr;gap:60px;align-items:start}.lead-copy{font-size:18px;color:#475569}.notice{margin-top:25px;padding:15px;border-left:4px solid var(--yellow);background:#fff9e8;border-radius:8px;font-size:13px}
.full-form{padding:28px;background:#fff;border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow)}.full-form .field-grid{margin-bottom:18px}
.checkbox{display:grid;grid-template-columns:auto 1fr;gap:10px;align-items:start;flex-direction:row;margin:15px 0;font-weight:500}.checkbox input{width:auto;margin-top:4px}
.form-status{min-height:22px;margin-top:10px;font-size:13px;color:var(--muted)}.form-status.success{color:var(--success)}.form-status.error{color:#b42318}
.faq details{background:#fff;border:1px solid var(--border);border-radius:12px;margin-bottom:12px;padding:18px 20px}.faq summary{font-weight:800;color:var(--navy);cursor:pointer}.faq p{color:var(--muted);margin-top:12px}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:start}.contact-grid h2{font-size:42px;margin-bottom:15px}.contact-grid p{color:#c6d3e3}.contact-list{display:flex;flex-direction:column;gap:10px;margin-top:25px}.contact-list a,.contact-list span{color:#fff}
.contact-form{padding:28px}.contact-form label{margin-bottom:15px}.contact-form .btn{margin-top:4px}
.site-footer{background:#071426;color:#dbe7f5;padding:60px 0 20px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:35px}.footer-grid h3{color:#fff;font-size:14px;margin-bottom:14px}.footer-grid a{display:block;color:#aebed0;font-size:13px;margin-bottom:8px}.footer-grid a:hover{color:#ffe083}.footer-brand{color:#fff;margin-bottom:12px}.footer-grid p{font-size:13px;color:#aebed0}.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:35px;padding-top:18px;font-size:12px;color:#8192a8}
.floating{position:fixed;right:20px;width:54px;height:54px;border-radius:50%;display:grid;place-items:center;color:#fff;font-weight:900;z-index:900;box-shadow:0 8px 24px rgba(0,0,0,.22)}.floating.whatsapp{bottom:86px;background:#20b858}.floating.call{bottom:20px;background:var(--yellow);color:var(--navy)}
.page-hero{background:var(--navy);color:#fff;padding:75px 0}.page-hero h1{font-size:clamp(38px,5vw,58px);line-height:1.05}.page-hero p{max-width:720px;color:#cbd8e7;margin-top:16px}.content-grid{display:grid;grid-template-columns:2fr 1fr;gap:35px}.content-card{background:#fff;border:1px solid var(--border);border-radius:16px;padding:28px}.content-card h2{color:var(--navy);margin:20px 0 10px}.content-card h2:first-child{margin-top:0}.content-card ul{padding-left:20px;color:#475569}.sidebar{position:sticky;top:100px}.sidebar .btn{margin-top:10px}.disclaimer{font-size:12px;color:#64748b;margin-top:25px}
@media(max-width:1000px){.main-nav{gap:12px}.service-grid{grid-template-columns:repeat(2,1fr)}.feature-grid{grid-template-columns:repeat(2,1fr)}.process-grid{grid-template-columns:repeat(3,1fr)}.partner-grid{grid-template-columns:repeat(3,1fr)}}
@media(max-width:780px){.navbar{position:relative}.menu-toggle{display:block;margin-left:auto}.main-nav{display:none;position:absolute;left:20px;right:20px;top:70px;background:#fff;padding:18px;border:1px solid var(--border);border-radius:12px;box-shadow:var(--shadow);flex-direction:column}.main-nav.open{display:flex}.nav-actions{display:none}.hero-grid,.calculator-grid,.lead-layout,.contact-grid,.content-grid{grid-template-columns:1fr}.hero{min-height:auto}.hero-grid{padding:55px 0;gap:35px}.service-grid,.feature-grid{grid-template-columns:1fr}.process-grid{grid-template-columns:1fr 1fr}.partner-grid{grid-template-columns:1fr 1fr}.field-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.sidebar{position:static}}
@media(max-width:520px){.container{width:min(100% - 28px,1160px)}.section{padding:65px 0}.process-grid,.partner-grid,.footer-grid{grid-template-columns:1fr}.hero h1{font-size:42px}.floating{right:14px}.trust-row{gap:18px}}